2026 Annual Enrollment
October 28 – November 11, 2025
Get ready—Annual Enrollment is coming soon! Stay informed and make the most of your benefits next year by preparing now. Review the information below to learn about what’s new for your Eaton benefits in 2026. Enrollment will open October 28 and run through November 11.
Your wellbeing is important, so take some time to think about your family’s health care needs for 2026. You’ll want to consider your paycheck contributions, deductibles, out-of-pocket maximums, and your Health Savings Account. If you don’t enroll, most of your 2025 elections will carry over automatically into 2026—but it’s important to review and make your elections carefully each year to choose the right benefits for your unique needs. Be sure to log on to NetBenefits during Annual Enrollment—there are certain benefit elections that will not carry over and must be made each year.
Don’t forget to complete your Healthy Incentives actions to receive the lowest medical plan contributions! See below for more on Healthy Incentives.
Explore this website to learn more about all the benefits Eaton offers. If you have questions about 2026 enrollment, call the Eaton Service Center at Fidelity at 1-866-328-6601.
Tools to Help You Choose & Use Your Benefits
Choosing your benefits is an important decision, but it can be overwhelming. The resources below can help you get started and make your best choices for 2026.
Choose Your Benefits
- 2026 AE Decision Guide
- Review Your Options – Visit the Health page to learn about the different healthcare options you can choose from, including your medical plan options.
- People Like Me – Review this brochure to help you decide which medical plan is right for your needs and budget.
- MyChoice Medical Plan Details – Review plan details, search for providers, and explore copays.
- Medical Plan Selection Tool – Use this tool to compare your out-of-pocket costs under each medical plan option.
- Eligibility for HSA and FSA – Learn more about whether you are eligible for the Health Savings Account (HSA) or the Flexible Spending Account (FSA).
- Summary Plan Description
- Legal Notices are available on NetBenefits.
Use Your Benefits
- Visit whyuhc.com/Eaton, the UHC website, to explore coverage options or price medications in advance of the new year.
- Visit Surest.care/eaton to check out the MyChoice plan details.
- If you are already enrolled in Eaton coverage, use the myUHC or Surest app to access current claims, balances, ID cards and other benefits information.
2026 Contribution Rates
Due to rising healthcare costs, contributions will increase slightly for 2026. Your 2026 biweekly contributions are shown below with a side-by-side comparison of all three medical plans. To calculate the weekly contribution amount, divide the biweekly contribution by two. We are happy to share that there will be no changes to dental or vision costs. All other health and insurance benefits will not be changing. Click here to view the 2026 Benefits Enrollment Decision Guide.
Your medical plan contribution rate will vary depending on:
- The medical plan and coverage level you select
- Your annual base pay
- Your Healthy Incentive credits earned
Review the tables below to see bi-weekly medical contribution rates in 2026. The first table shows rates for a participant with no Healthy Incentive credits. The second table shows a participant with full credits.
No Healthy Incentive Credits 26 Pay Periods | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Annual Base Pay Under $75,000 | Annual Base Pay $75,000 - $149,999.99 | Annual Base Pay $150,000 and over | |||||||
| Coverage Level | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic |
| Employee Only | $71.54 | $62.77 | $54.00 | $80.77 | $70.62 | $63.69 | $91.38 | $79.85 | $73.85 |
| Employee + Spouse/ Domestic Partner | $195.23 | $179.54 | $157.38 | $218.77 | $199.85 | $180.92 | $243.23 | $221.54 | $205.85 |
| Employee + Child(ren) | $107.54 | $87.23 | $75.23 | $123.69 | $101.54 | $91.38 | $136.62 | $114.46 | $104.31 |
| Employee + Spouse/ Domestic Partner + Child(ren) | $233.08 | $204.46 | $180.92 | $261.23 | $230.77 | $209.08 | $294.46 | $258.00 | $242.31 |
With Full Healthy Incentive Credits 26 Pay Periods | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Annual Base Pay Under $75,000 | Annual Base Pay $75,000 - $149,999.99 | Annual Base Pay $150,000 and over | |||||||
| Coverage Level | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic |
| Employee Only | $36.92 | $28.15 | $19.38 | $46.15 | $36.00 | $29.08 | $56.77 | $43.23 | $39.23 |
| Employee + Spouse/ Domestic Partner | $126.00 | $110.31 | $88.15 | $149.54 | $130.62 | $111.69 | $174.00 | $152.31 | $136.62 |
| Employee + Child(ren) | $72.92 | $52.62 | $40.62 | $89.08 | $66.92 | $56.77 | $102.00 | $79.85 | $69.69 |
| Employee + Spouse/ Domestic Partner + Child(ren) | $163.85 | $135.23 | $111.69 | $192.00 | $161.54 | $139.85 | $225.23 | $188.77 | $173.08 |
New Vision Network & Higher Allowance for Contact Lenses
Starting January 1st, the EyeMed vision plan will move to the Insight provider network. Click here to learn more about the network and how to find an in-network provider.
We are pleased to announce that vision plan allowance for frames and contact lenses is increasing to $180 in 2026, up from $120 in 2025, with no increase in premiums.
Healthy Incentives
Keep more money in your paycheck by completing your Healthy Incentives. You can earn up to $1,800 towards your medical plan contributions, putting more money in your pocket at the end of the day. Receive rewards for living healthier! Click here for the 2026 Healthy Incentives Newsletter.
Click here to visit Rally Engage to complete your activities and earn valuable medical plan contribution credits for 2026! You must complete all actions by the end of the year to receive these credits. If you complete the actions by December 31, you’ll receive credits starting March 1 of the following year.
Purchase Additional Vacation Days
Are you planning a life-changing trip around a milestone event? Need some extra R&R this coming year? Annual Enrollment is the time to purchase additional vacation days for 2026. Eaton understands that time away from work is essential for the health of its employees. Work/life balance can look different for everyone, which is why we offer up to one work week of additional vacation time for purchase.
You are eligible to participate in the Purchased Vacation Program if you work at least 20 hours per week. New hires are not eligible for this benefit in the first year. You must elect to participate in the Vacation Purchase Program each year. Visit the Employee Center for more information.
Note: If you are represented by a recognized collective bargaining agent, you are eligible for Purchased Vacation Program only if stated in the collective bargaining agreement.
New! Vida Weight and Chronic Condition Management Program
Struggling to manage your weight or a health condition? Do you have goals to exercise more or eat healthier?
Vida Health can help. Vida is a virtual health program to help you lose weight, and manage or prevent conditions like Type 1 diabetes, high blood pressure, and high cholesterol. When you join Vida, you will have access to a care team to help you make realistic plans to meet your goals—and to stick with them.
Vida Health offers support and resources from the convenience of your home and at no additional cost to you. Vida Health programs aim to improve your health through personalized care and actionable insights. As part of the available programs, you’ll receive:
- Access to accredited health coaches and registered dietitians through video meetings and in-app messaging.
- Support and resources to manage and prevent chronic conditions, including guidance and monitoring tools
- Tools to track food, exercise, sleep, thought patterns, and tons of informative content like healthy recipes
- Clinical expertise to help you manage health conditions
- Personalized, actionable, and timely digital health insights via your mobile app
All employees and their dependents aged 18+ enrolled in an active Eaton medical plan are eligible for Vida Health at no charge.
Get ready to sign up for Vida in January at www.vida.com/Eaton or call 833-732-2242.
Click here for more information or click here to watch a short video overview.
Don’t Forget About Your Voluntary Benefits
You have access to voluntary benefits.
- Accident, Critical Illness and Hospital Indemnity Insurance have a 10% rate reduction for 2026 and may help you pay for unexpected costs resulting from an accident, serious illness or hospital stay.
- The MetLife Legal Plan provides convenient and cost-effective access to a large network of attorneys available to help with planned—and unplanned—personal legal matters.
- There are other optional insurance coverages available to you, including home, auto, pet, and identity theft insurance.
Click here to learn more about your voluntary benefits options!
Explore Other Eaton Benefits
Financial Wellness Resources through Fidelity NetBenefits
Are you thinking about buying a new home or car, or need to save for the unexpected? Do you want to tackle your student debt? Schedule time with a Fidelity Workplace Financial Consultant for a complimentary one-on-one session. Click here to learn more about the many financial wellness resources available to you.
MyChoice Plan (powered by Surest)
Powered by Surest, the MyChoice plan offers lower monthly contributions than the Enhanced plan. Your comprehensive coverage begins on day one with no annual deductible and no coinsurance, and you’ll be able to check online to find the total cost of your care and copays before heading to your provider. Visit Surest.care/eaton to preview costs for services at your current providers and search for services you may need in the future. Shop for the procedure, compare options and costs, then choose what's right for you and your family. As a reminder, providers who are higher quality and more efficient will have lower copays.
Level2 Type Two Diabetes Management
Level2 Diabetes Management is designed to help type two diabetics better manage their condition using Continuous Glucose Monitors (CGMs) and integrated virtual clinical support. Every member that enrolls in Level2 receives a free Continuous Glucose Monitor (CGM) and personalized treatment plans with support from their virtual care team via the Level2 App. Visit mylevel2.com/care or call 844-302-2821 to enroll. Click here for additional information.
Carrum Health Surgical Center of Excellence
Carrum Health Surgical Center of Excellence connects you with the highest-quality healthcare experience. Carrum works with the top doctors in the country for surgical care—those who have better outcomes and higher patient satisfaction levels—and most, if not all, costs after deductible are covered. Register today and begin working with a Carrum Care Team member at carrum.me/eaton.
Cancer Screenings with Color
Color for cancer screenings. Keeping up with your cancer screenings is a critical—and proven—way to catch cancer earlier. In our commitment to health and prevention, Eaton has partnered with Color to support you with an easier way to coordinate and manage cancer screenings. Get free at-home cancer screening kits, easy access to in-person services like mammograms and colonoscopies, private genetic testing, and support from a team of cancer experts with Color. Click here for additional information.
One Pass Select — Gym Memberships
With Eaton’s fitness program, One Pass Select™, there are flexible fitness options for all. Choose a membership tier that fits your lifestyle and provides everything you need for whole-body health. Home grocery delivery makes it even more convenient to become a healthier you.* Work out at home, whenever it’s convenient for you, or select from thousands of fitness locations for strength training, yoga, swimming, spin classes and more.*
Click here to learn more and enroll today!
*Included with Classic and above.
Maven for Eaton
Whether you’re looking for support with Family Building, Maternity & Newborn Care, or Menopause support, Maven can help. Maven provides free, 24/7 personalized support for all medical plan-enrolled employees and their covered spouses/partners and dependents—including unlimited education, coaching, and support from experienced Optum fertility nurses.
Download the Maven app or visit mavenclinic.com/join/fs-maven to join today.
Mental Health Support
For everything from anxiety to financial or relationship concerns and much more, as an Eaton employee, you have access to resources and tools that can help support your emotional and mental wellbeing. The Calm Health app is the newest resource available to support your mental wellbeing. Click here to learn more about Calm Health.
Not sure which of the below mental health resources is best for you? Call a UnitedHealthcare Health Advisor for assistance with connecting you to the right program(s) – 1-844-391-1889 or visit rallyengage.com/eaton.
Care.com
Care.com’s family care benefits are here to support you as you’re trying to manage it all while caring for those you love, including yourself. Eaton offers a Care.com membership, which includes the ability to post jobs and search and reach out to local caregivers 24/7. Search for care for children, adults, or pets, or find services such as housekeeping, tutors, and more. Also included is access to Care.com’s Backup Care services, which is vetted and subsidized adult care and childcare when your regular care is not available. Note that summer camp is not reimbursable. Visit eaton.care.com to learn more.
Eaton 401(k) Plan
Annual Enrollment is a great time to check in on your 401(k) Plan. Eaton will match your contributions 50 cents on the dollar up to 6% of eligible pay you contribute (before-tax, Roth and/or after-tax). So, consider contributing at least 6% to the Eaton Savings Plan (ESP) to get the full company match. When you make your 2026 elections in NetBenefits, review your 401(k) contributions and ensure your beneficiaries are up to date. Visit the retirement page for information about the ESP.