Wellbeing
Financial Wellbeing
From building emergency savings, to feeling confident in your financial decisions, Eaton wants to help you feel more in control of your finances today and in the future.
Get support with your financial wellness from Fidelity Investments
Schedule time with a Fidelity Workplace Financial Consultant for a complimentary one-on-one session to help you answer questions like:
- How do I create a plan to prepare for retirement?
- How can I feel more confident about my investment choices?
- Are all my savings goals on track?
- What if I change jobs or have changes with my family?
Your financial wellness dashboard on NetBenefits
Take charge of your money with financial help that evolves with you. Explore simple tools, useful tips and help when you need it – all in one place on NetBenefits. You can find resources that help you manage your money in ways that work for you, set goals that matter to you, and make confident steps toward the future with simple tools and personalized insights.
Get help with your money goals: Take the Financial Wellness Checkup
Your financial wellness is an important part of your overall well-being. It can help you navigate through all of life’s moments with more confidence—tackling your short-term financial goals (like building emergency savings), while showing some love to long-term ones, too (like tackling debt). Take a few minutes to answer some questions in the Financial Wellness Checkup and from there, you’ll get a look into how you’re doing and find tips that can help you take your next steps.
Student loans and student debt refinancing through Credible
Private student loans
Getting a college education can open a lifetime of opportunities. Paying for that education, though, can have a lasting impact on other financial goals, like saving for retirement or buying a home. Credible is an online marketplace that provides borrowers looking for private student loans with competitive, personalized rates from vetted lenders1. With so many choices available, Credible is one way to help make it easier to find options to pay for college.
Student debt refinancing
If you’re working to pay off your student loans, you’re not alone. Credible can help simplify the process of comparing student loan rates and could help you lower your monthly payments. Credible’s online marketplace lets you compare actual prequalified offers across lenders, determine if refinancing is a fit, and select an offer that best fits your objectives. There is no cost to request offers, and checking actual prequalified rates will not impact your credit score2. Fidelity users may be eligible to receive a special $750 bonus3. Access Credible through Fidelity NetBenefits.
1 Prequalified rates are based on the information you provide and a soft credit inquiry. Receiving prequalified rates does not guarantee that the Lender will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by Lenders, in their sole discretion. Rates and terms are subject to change without notice. Rates from Lenders may differ from prequalified rates due to factors which may include, but are not limited to: (i) changes in your personal credit circumstances; (ii) additional information in your hard credit pull and/or additional information you provide (or are unable to provide) to the Lender during the underwriting process; and/or (iii) changes in APRs (e.g., an increase in the rate index between the time of prequalification and the time of application or loan closing. (Or, if the loan option is a variable rate loan, then the interest rate index used to set the APR is subject to increases or decreases at any time). Lenders reserve the right to change or withdraw the prequalified rates at any time.
2Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
3Residents of California, Connecticut, Louisiana, Maine, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Pennsylvania, Rhode Island, Tennessee, Washington DC, West Virginia, Wisconsin, and Vermont are not eligible for the bonus; all bonus payments are by gift card, see terms.
Credible is not affiliated with Fidelity Brokerage Services LLC, member NYSE, SIPC, or its affiliates. Credible is solely responsible for the information and services it provides. Fidelity disclaims any liability arising from your use of this information.
Financial monitoring and identity theft services with EverSafe
Are you caring for an aging loved one or concerned about financial fraud and identity theft? EverSafe provides around-the-clock protection and alerts to family members, designated caregivers and/or professionals for suspicious activity across bank and investment accounts, credit cards, credit reports, real estate records, and the Dark Web. You’ll receive personalized alerts that identify potential fraud, identity theft or financial mistakes and have access to a consolidated Family dashboard. Access EverSafe through Fidelity NetBenefits and receive 20% off all protection packages and a 30-day free trial.
Your employer has opted to make this third party offer available to you. EverSafe is not affiliated with Fidelity or your employer and is solely responsible for the information and services it provides. Fidelity and your employer disclaim any liability arising from your use of such information or service.
Tax preparation services with TurboTax
Prepare and file your Federal and State tax returns with levels of service from Do-it-Yourself to full service with a tax expert. Access TurboTax from NetBenefits to receive 25% off TurboTax Federal products (DIY Online, Live Assisted, and Full Service).
Save for qualified disability expenses with Attainable® Savings Plan
With an Attainable® Savings Plan (also known as an ABLE account), individuals with disabilities and their families can save for disability expenses while keeping benefits such as Medicaid benefits. Attainable® account balances below $100,000 do not impact Supplemental Security Income (SSI) benefits. Earnings in the account grow tax deferred and, when used for qualified disability expenses, are federal income tax-free.
Individuals are eligible for an Attainable® account if they are already receiving benefits under Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI). If not, they may still be eligible if they certify that they are blind or disabled and have a written diagnosis of their condition by a licensed physician. Under all circumstances, the onset of the disability must have begun prior to age 26. Learn more here.
The Attainable Savings Plan is offered by the Massachusetts Educational Financing Authority and managed by Fidelity Investments. Qualified ABLE programs offered by other states may provide their residents or taxpayers with state tax advantages or other state benefits. You should consider whether your home state offers its residents or taxpayers state tax advantages or benefits that are only available for investing in that state's ABLE program before making an investment in the Attainable Savings Plan.
Units of the portfolios are municipal fund securities and are subject to market fluctuation and volatility. You may have a gain or loss when you sell your units.
Please carefully consider the Attainable Savings Plan's investment objectives, risks, charges, and expenses before investing. For this and other information, contact Fidelity for a free Disclosure Document (PDF) or view one online. Read it carefully before you invest or send money.
Emergency savings with the Fidelity® Cash Management Account
Do you have the equivalent of at least three to six months of living expenses set aside in case of a financial emergency? Having an emergency fund helps ensure you have cash on hand when you really need it, so you don’t have to resort to credit cards or loans. The Fidelity® Cash Management Account is a convenient way to save and manage cash. It has the features of a traditional checking account, without the bank fees. For easy tracking, your account appears on the homepage of NetBenefits with your other Fidelity accounts. Open an account through NetBenefits.
The Fidelity® Cash Management account is a brokerage account designed for investing, spending and cash management. Investing excludes options and margin trading. For a more traditional brokerage account, consider the Fidelity Account®.
Set short-term savings goals with Fidelity Goal Booster℠
Are you thinking about buying a new home, car, or need to save for the unexpected? Goal Booster allows you to set goals, explore relevant options to save or invest, and then link accounts directly to your goals. You can set and manage as many goals as you’d like, easily set recurring transfers into your goal accounts, and get real-time alerts about your progress. You can even hide goals or set withdrawal deterrents to keep you from derailing your savings. Learn more and start a goal here.
Help your teen develop lifelong financial skills and habits with The Fidelity Youth® Account and app
The Fidelity Youth® Account is a teen owned brokerage account and app where teens ages 13 to 17 can manage and invest their own money. Every Youth Account requires a parent to have a retail account (such as a Fidelity® Cash Management Account or brokerage account) so that they can monitor the account, transfer money to their teen, and more. The Youth Account offers no account fees or minimum balances1. When your teen turns 18, the Youth Account will be transitioned to a retail brokerage account for free. A parent can view their teen’s investments and transactions, and get notified about account activity, to provide guidance and oversight. Learn more here.
1Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See fidelity.com/commissions for further details.