Get ready—Annual Enrollment is coming soon! Stay informed and make the most of your benefits next year by preparing now. Review the information below to learn about what’s new for your Eaton benefits in 2027. Enrollment will open October 27 and run through November 10.
Your wellbeing is important, so take some time to think about your family’s health care needs for 2027. You’ll want to consider your paycheck contributions, deductibles, out-of-pocket maximums, and your Health Savings Account. If you don’t enroll, most of your 2026 elections will carry over automatically into 2027—but it’s important to review and make your elections carefully each year to choose the right benefits for your unique needs.
For illustrative purposes only.
Be sure to log on to NetBenefits during Annual Enrollment—there are certain benefit elections that will not carry over and must be made each year. NetBenefits has a new refreshed look—be sure to login to NetBenefits to experience Fidelity’s updated enrollment experience! New features include being able to confirm if you’re Tobacco Free for Healthy Incentives, and the Decision Support Tool to help you compare medical plans and determine which plan may work best for you and your family.
Tools to Help You Choose & Use Your Benefits
Choosing your benefits is an important decision, but it can be overwhelming. The resources below can help you get started and make your best choices for 2027.
Choose Your Benefits
- Annual Enrollment Benefits Presentations – Join the Eaton corporate benefits team to learn about Eaton's 2027 benefits offerings and ask questions! These sessions are designed to inform and prepare employees for Benefits Annual Enrollment for 2027.
- Visit the Global Wellbeing SharePoint site or click the links below (must be on an Eaton device/computer) to download the meeting invites or access a recording of the presentation.
- 2027 AE Decision Guide
- Review Your Options – Visit the Health page or exploreuhcplans.com/eaton to learn about the different medical plan options you can choose from, including the MyChoice Medical Plan. New for 2027, you can compare all three medical plans in NetBenefits with the Decision Support Tool.
- Eligibility for HSA and FSA – Learn more about whether you are eligible for the Health Savings Account (HSA) or the Flexible Spending Account (FSA).
- Summary Plan Description
- Legal Notices are available on NetBenefits.
Use Your Benefits
- Visit exploreuhcplans.com/eaton, the UHC website, to explore coverage options or price medications in advance of the new year.
- Visit Surest.care/eaton to check out the MyChoice plan details.
- If you are already enrolled in Eaton coverage, use the myUHC or Surest app to access current claims, balances, ID cards and other benefits information. Find the mobile app links on the Contacts & Resources page. If you are on a mobile device, clicking the link will take you to your Apple or Google Play store to download the app.
2027 Contribution Rates
Due to rising healthcare costs, contributions will increase slightly for 2027. Your 2027 biweekly contributions are shown below with a side-by-side comparison of all three medical plans. To calculate the weekly contribution amount, divide the biweekly contribution by two. We are happy to share that there will be no changes to dental or vision costs. All other health and insurance benefits will not be changing. Click here to view the 2027 Benefits Enrollment Decision Guide.
Your medical plan contribution rate will vary depending on:
- The medical plan and coverage level you select
- Your annual base pay
- Your Healthy Incentive credits earned
Review the tables below to see bi-weekly medical contribution rates in 2027. The first table shows rates for a participant with no Healthy Incentive credits. The second table shows a participant with full credits.
No Healthy Incentive Credits 26 Pay Periods | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Annual Base Pay Under $75,000 | Annual Base Pay $75,000 - $149,999.99 | Annual Base Pay $150,000 and over | |||||||
| Coverage Level | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic |
| Employee Only | $76.15 | $65.08 | $56.08 | $85.38 | $74.31 | $65.54 | $96.92 | $85.85 | $77.08 |
| Employee + Spouse/ Domestic Partner | $199.85 | $181.85 | $162.00 | $222.92 | $204.92 | $185.08 | $250.62 | $232.62 | $212.77 |
| Employee + Child(ren) | $112.15 | $91.85 | $82.15 | $126.00 | $105.69 | $96.00 | $142.15 | $121.85 | $112.15 |
| Employee + Spouse/ Domestic Partner + Child(ren) | $235.38 | $209.08 | $187.85 | $263.08 | $236.77 | $215.54 | $297.69 | $271.38 | $250.15 |
With Full Healthy Incentive Credits 26 Pay Periods | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Annual Base Pay Under $75,000 | Annual Base Pay $75,000 - $149,999.99 | Annual Base Pay $150,000 and over | |||||||
| Coverage Level | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic | Enhanced | MyChoice | Basic |
| Employee Only | $41.54 | $30.46 | $21.69 | $50.77 | $39.69 | $30.92 | $62.31 | $51.23 | $42.46 |
| Employee + Spouse/ Domestic Partner | $130.62 | $112.62 | $92.77 | $153.69 | $135.69 | $115.85 | $181.38 | $163.38 | $143.54 |
| Employee + Child(ren) | $77.54 | $57.23 | $47.54 | $91.38 | $71.08 | $61.38 | $107.54 | $87.23 | $77.54 |
| Employee + Spouse/ Domestic Partner + Child(ren) | $166.15 | $139.85 | $118.62 | $193.85 | $167.54 | $146.31 | $228.46 | $202.15 | $180.92 |
Healthy Incentives
Keep more money in your paycheck by completing your Healthy Incentives. You can earn up to $1,800 towards your medical plan contributions, putting more money in your pocket at the end of the day. Receive rewards for living healthier! Click here for the 2027 Healthy Incentives Newsletter. New for 2027 Annual Enrollment, you can confirm if you’re Tobacco Free in NetBenefits. Know Your Numbers must still be completed through Optum Engage. (You can answer the Tobacco Free User question there too). Also, for the first time, NetBenefits will now show your 2027 contribution amount based on your answer to the Tobacco Free User question and if you have completed Know Your Numbers by October 9, 2026. If you have not completed Know Your Numbers by October 9th you will see a higher contribution amount. You still have until November 10th to earn your full Healthy Incentives credit. NetBenefits will be updated after Annual Enrollment closes to reflect anyone who completes their Healthy Incentives by the November 10th deadline.
Click here to visit Optum Engage to complete your activities and earn valuable medical plan contribution credits for 2027! You must complete all actions by the end of the year to receive these credits. If you complete the actions by December 31, you’ll receive credits starting March 1 of the following year.
Purchase Additional Vacation Days
Are you planning a life-changing trip around a milestone event? Need some extra R&R this coming year? Annual Enrollment is the time to purchase additional vacation days for 2027. Eaton understands that time away from work is essential for the health of its employees. Work/life balance can look different for everyone, which is why we offer up to one work week of additional vacation time for purchase.
You are eligible to participate in the Purchased Vacation Program if you work at least 20 hours per week. New hires are not eligible for this benefit in the first year. You must elect to participate in the Vacation Purchase Program each year. Visit the Employee Center for more information.
Note: If you are represented by a recognized collective bargaining agent, you are eligible for Purchased Vacation Program only if stated in the collective bargaining agreement.
Don’t Forget About Your Voluntary Benefits
You have access to voluntary benefits.
- Accident, Critical Illness and Hospital Indemnity Insurance may help you pay for unexpected costs resulting from an accident, serious illness or hospital stay.
- The MetLife Legal Plan provides convenient and cost-effective access to a large network of attorneys available to help with planned—and unplanned—personal legal matters.
- There are other optional insurance coverages available to you, including home, auto, pet, identity theft, and long-term care insurance.
Click here to learn more about your voluntary benefits options!
Better Surgical Support Powered by Lantern
Lantern helps you find the best care when you need it most. By connecting you with a Network of Excellence made up of the nation's top specialists for surgery, Lantern delivers excellent care with significant savings for you and your family. You'll also get a dedicated care team, including Care Advocates, with you for your entire care journey, helping you get back to good health, back to your family and back to work. With specialists available nationwide, quality care is within driving distance for most. More than 6 million people across the country trust Lantern for their care. Learn more at lanterncare.com/member-eaton or call 855-524-4947.
Free Virtual Physical Therapy Powered by Hinge Health
Hinge Health gives employees access to virtual physical therapy and more, at $0 cost to you. The program includes a licensed physical therapist and care team who builds you a personalized exercise program you can do in about 15 minutes a day. You also get access to real-time form guidance right from the app so you know you're doing the exercises correctly every time. Beyond muscle and joint pain, your program includes injury recovery, and pelvic floor therapy. Learn more and join the waitlist today by visiting hinge.health/eaton.
Physical Wellbeing
MyChoice Plan (powered by Surest)
Powered by Surest, the MyChoice plan offers lower monthly contributions than the Enhanced plan. Your comprehensive coverage begins on day one with no annual deductible and no coinsurance, and you’ll be able to check online to find the total cost of your care and copays before heading to your provider. Visit Surest.care/eaton to preview costs for services at your current providers and search for services you may need in the future. Shop for the procedure, compare options and costs, then choose what's right for you and your family. As a reminder, providers who are higher quality and more efficient will have lower copays.
Weight and Chronic Condition Management Program Powered by Vida
What is Vida Health?
Vida is a virtual health program with a focus on mind and body wellness, weight loss, and health condition management.
When you sign up with Vida, you’ll share your health goals and preferences. Vida will use that information to tailor a program to your needs, and you’ll pick a coach to support you along the way. Your program will include helpful resources like videos, lessons, recipes, and more, plus easy progress tracking. You’ll also be able to connect your fitness trackers or health devices (see most common list in “3rd-Party Devices and Apps” below).
Who is eligible for Vida through Eaton?
All employees and their dependents aged 18+ enrolled in an active Eaton medical plan are eligible for Vida Health at no charge.
What kind of health coaching can I receive through Vida?
At Vida, we handpick the best coaches and health experts from across the country. Our coaches and providers can help you reach your personal goals. Here are a few examples of things we can help with:
- Weight loss
- Nutrition, including support for specialized diets (gluten-free, paleo, vegan, keto, and more)
- Exercise and strength training
- Coping with stress
- Improving sleep
- Managing type 1 diabetes, blood pressure, or cholesterol
- Tackling pre-diabetes or other risk factors so they don't lead to chronic disease
Sign up for Vida at www.vida.com/Eaton or call 833-732-2242.
Click here for more information or click here to watch a short video overview.
Type Two Diabetes Management Powered by Level2
Level2 Diabetes Management is designed to help type two diabetics better manage their condition using Continuous Glucose Monitors (CGMs) and integrated virtual clinical support. Every member that enrolls in Level2 receives a free Continuous Glucose Monitor (CGM) and personalized treatment plans with support from their virtual care team via the Level2 App. Visit mylevel2.com/care or call 844-302-2821 to enroll. Click here for additional information.
Cancer Screenings Powered by Color
Color for cancer screenings. Keeping up with your cancer screenings is a critical—and proven—way to catch cancer earlier. In our commitment to health and prevention, Eaton has partnered with Color to support you with an easier way to coordinate and manage cancer screenings. Get free at-home cancer screening kits, easy access to in-person services like mammograms and colonoscopies, private genetic testing, and support from a team of cancer experts with Color. Click here for additional information.
Gym Memberships Powered by One Pass Select
With Eaton’s fitness program, One Pass Select™, there are flexible fitness options for all. Choose a membership tier that fits your lifestyle and provides everything you need for whole-body health. Home grocery delivery makes it even more convenient to become a healthier you.*
Work out at home, whenever it’s convenient for you, or select from thousands of fitness locations for strength training, yoga, swimming, spin classes and more.*
Click here to learn more and enroll today!
*Included with Classic and above.
Family Building, Maternity, Women’s Health and More Powered by Maven
Whether you’re looking for support with Family Building, Maternity & Newborn Care, or Menopause support, Maven can help. Maven provides free, 24/7 personalized support for all medical plan-enrolled employees and their covered spouses/partners and dependents—including unlimited education, coaching, and support from experienced Optum fertility nurses.
Download the Maven app or visit mavenclinic.com/join/fs-maven to join today.
Financial Wellbeing
Financial Wellness Resources through Fidelity NetBenefits
Are you thinking about buying a new home or car, or need to save for the unexpected? Do you want to tackle your student debt? Schedule time with a Fidelity Workplace Financial Consultant for a complimentary one-on-one session. Click here to learn more about the many financial wellness resources available to you.
Eaton 401(k) Plan
Annual Enrollment is a great time to check in on your 401(k) Plan. Eaton will match your contributions 50 cents on the dollar up to 6% of eligible pay you contribute (before-tax, Roth and/or after-tax). So, consider contributing at least 6% to the Eaton Savings Plan (ESP) to get the full company match. When you make your 2027 elections in NetBenefits, review your 401(k) contributions and ensure your beneficiaries are up to date. Visit the retirement page for information about the ESPP.
Emotional Wellbeing
Mental Health Support
For everything from anxiety to financial or relationship concerns and much more, as an Eaton employee, you have access to resources and tools that can help support your emotional and mental wellbeing. The Calm Health app is the newest resource available to support your mental wellbeing. Click here to learn more about Calm Health.
Not sure which of the below mental health resources is best for you? Call a UnitedHealthcare Health Advisor for assistance with connecting you to the right program(s) – 1-844-391-1889 or visit Optum Engage.
Backup Care Powered by Care.com
Care.com’s family care benefits are here to support you as you’re trying to manage it all while caring for those you love, including yourself. Eaton offers a Care.com membership, which includes the ability to post jobs and search and reach out to local caregivers 24/7. Search for care for children, adults, or pets, or find services such as housekeeping, tutors, and more. Also included is access to Care.com’s Backup Care services, which is vetted and subsidized adult care and childcare when your regular care is not available. Note that summer camp is not reimbursable. Visit eaton.care.com to learn more.